Why Do You Need Mobile Home Insurance?
To protect yourself against economic disaster should you have a loss such as fire, wind, theft, vandalism to either or both your dwelling and contents. You are also protecting yourself against any Liability exposures on your property.
What does Mobile Home Insurance Cover?
- Physical Structure- Physical Damage from things such as fire, wind, vandalism. Covers the cost of repair or replacement.
- Additional Structures – Additional structures on your lot such as a patio or garage may be covered.
- Personal Property- covers the contents of your mobile including furniture, clothing, appliances etc. Covered if they are stolen, damaged or destroyed.
- Liability- Protects you against financial loss for the bodily injury or property damage of others.
Important Information
A manufactured home may be better known by names like mobile home, double-wide, or trailer. These are built in a factory and then trucked to a home site.
Mobile homes have certain requirements regarding location including access to maintained county roads along with the age of the home and age of roof.