Commercial Property Insurance

Why Do You Need Commercial Property Insurance?

Commercial Property is the form of insurance that covers direct and indirect losses related to properties other than one-to-four family dwellings and farm properties. The primary purpose of this field of insurance may be characterized as first-party coverage against economic loss from damage to tangible property such as buildings structures and personal property associated with such structures.

What Does Commercial Property Insurance Cover?

  • You can get coverage for the Building, Your Business Personal Property, Personal Property of Others.
  • You can also get coverage to cover buildings in the course of construction.
  • Coverage to protect loss of “business income” that results from damage to covered property.
  • Legal Liability Coverage- to cover the insured for negligently damaging property owned by others but in the insured’s care, custody and control.

Important Information

There are many other coverage’s available that can be tailored to your specific needs.